Home Loans

We work with you every step of the way to ensure a home finance experience that is as smooth and stress-free as possible.

SSA Finance can offer a wide range of home loan options, including variable and fixed rate mortgages, to help you complete your dream home purchase.

We make sure your loan application and financial details are in order, which will increase your prospects of an approval and give you access to the highest number of lender options and the most competitive deal.

Variable rate loans can have unpredictable monthly payments, particularly if interest rates are rising. Fixed rate loans have an interest rate that remains the same for a set period, usually one to five years. This allows for certainty around monthly payments for the fixed term. A borrower can also split the loan between variable and fixed rates.

You can choose to repay your home loan via principal and interest (P&I) or interest only.  Principal and interest means you repay the money you borrowed from the lender – the ‘principal’ of the loan – at the same time as you pay off the interest your lender charges. Interest-only home loans are loans in which only the interest portion is paid off, not the principal, for the first one to five years of a loan, before the loan reverts to P&I repayments.

SSA Finance helps you to understand the home loan options to enable you to make the right decision for you. We can also research and negotiate with lenders on your behalf to help you obtain the loan that suits your needs with the most competitive interest rate.